https://www.bendhomejourney.com/blog daily 0.75 2025-11-11 https://www.bendhomejourney.com/blog/bend-oregon-real-estate-market-update-november-2025 monthly 0.5 2025-11-11 https://images.squarespace-cdn.com/content/v1/690121af7642355a44ab248d/957fbd8d-a852-4abb-998a-19cc53b214be/%E2%80%9CThis+is+the+most+balanced+market+Bend+has+seen+in+years.%E2%80%9D.jpg Blog - Bend Oregon Real Estate Market Update | November 2025 - Make it stand out The Bend housing market has found its balance. After a few wild years of bidding wars and rapid sales, things have calmed down — and that’s good news. Homes are still selling, but both buyers and sellers now have the space to think strategically. It’s less of a race and more of a smart, steady climb toward your goals. https://images.squarespace-cdn.com/content/v1/690121af7642355a44ab248d/c49d744b-eef3-49da-a837-cdd5c5f63baa/Shelise_Murray_Headshot.jpg Blog - Bend Oregon Real Estate Market Update | November 2025 - If you’re thinking about buying or selling in Central , now’s the perfect time to talk strategy. Let’s look at the latest market trends and find the best path forward for you. Whether you’re buying your first home, upsizing, or selling an investment property, I’ll help you make the right move with confidence. My focus is on finding the right next for YOUR goals, timeline and long-term wealth. https://images.squarespace-cdn.com/content/v1/690121af7642355a44ab248d/e5b8e8b7-636f-4b19-a778-d9d4f8b11467/market+stats_Deschutes+County+November+2025.jpg Blog - Bend Oregon Real Estate Market Update | November 2025 - November’s real estate market in Central Oregon reflects stability and strategy — two essentials for confident real estate moves. Right now, the median home price is $775,000, and the Market Action Index sits at 32 — meaning Bend is in a slight seller’s market. Sellers have a small edge, but buyers are finally able to make confident, unhurried decisions. With around 1,200 homes on the market and half lowering their prices, there’s opportunity for everyone. https://www.bendhomejourney.com/blog/your-essential-pre-approval-checklist-get-mortgage-ready-before-you-fall-in-love-with-a-home monthly 0.5 2025-11-04 https://images.squarespace-cdn.com/content/v1/690121af7642355a44ab248d/d152ca49-834f-4c1c-b735-ce3967617f4e/_Your_Pre_Approval+_Checklist_infographic.jpg Blog - 10 Steps to Get Mortgage-Ready - The Ultimate Pre-Approval Checklist Here’s what you’ll need to gather and review before applying: 1. Check Your Credit Pull your free credit report and confirm your score. Check your credit report before applying — it’s free once a year! Dispute any errors and pay down revolving debt if possible. Pro tip: a higher score can mean better interest rates. 2. Gather Income Verification Most recent pay stubs (30 days) W-2s or 1099s from the last two years Employment verification or a letter from your employer If self-employed, include two years of tax returns and profit/loss statements. 3. Collect Asset Documentation Two to three months of bank statements (checking, savings, and investments) Proof of down payment funds and any large deposits A gift letter if funds are being gifted by family. 4. List Your Debts Credit cards, auto loans, student loans, child support, etc. Lenders use this to calculate your debt-to-income ratio (DTI) — ideally below 43%. Consumer Financial Protection Bureau DTI Tool https://images.squarespace-cdn.com/content/v1/690121af7642355a44ab248d/e4d5c0e9-d807-4a49-b1be-1360a2c7db11/PreApproval_Checklist_Blog_Banner.jpg Blog - 10 Steps to Get Mortgage-Ready - Make it stand out Before you fall in love with a home, make sure you’re mortgage-ready. 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